Super Preferred

I spent an hour in an insurance salesman's office this evening.

I hadn't been in quite a while, and he had called to let me know there had been some small changes in policies, state requirements, etc, so I decided to make sure everything was up to date.

After we took care of auto and home insurance, we talked about my pitiful life insurance policy.  A couple of years ago, I took out an overpriced, undervalue policy in short notice because I was going to be taking a trip to Africa, and I wanted to make sure there was _something_ in place.  Because I waited till the last minute, I had to get something that didn't require a full medical examination, so they swabbed my mouth, and gave me a $150k policy.

Ever the procrastinator, I didnt get around to updating it till today.

The insurance guy and I sat down in his office, and he asked if I smoked, then proceeded to tell me the coverage and cost of the non-smoker policy.  Fortunately, on the printout he was using, I saw two other categories beyond non-smoker called "non-smoker preferred", and "non-smoker super preferred".  The super preferred cost was less than half of the plain non-smoker premium, but he was avoiding it like he couldn't see it.

After the spiel, I asked "so, how do I qualify for the super deluxe plan?"

He forced a smile, and tried not to obviously look at my man-boobs.

"Ha, well you know, I had a sprinter in here the other day and he didnt even qualify, but, you never know what will happen..."

Sprinter? 

Tonight's run: http://bit.ly/pbxWi